And more risk.
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The solution for risk is supposed to be insurance. So how about TIDI for Covid-19? That’s Time-Inverted Disaster Insurance for the risks no one could predict or insure against. The government is still the insurer of last resort, but the borrowed money goes to insurance companies, who are experts in assessing the damage claims and paying them quickly. After the disaster the government collects taxes and pays the TIDI premiums and the insurance companies pay back the loans.